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Saturday, February 13, 2021

Five Things To Consider When Looking For An Apartment or House For Rent in New York City

February 13, 2021 0 Comments
What is your dream place to live? I would like to share with you guys that I dreamed of living or experience the life in New York City. 



New York City in New York is the largest city in the United States. As of 2019, its population was estimated as 8,336, 817. New York, nicknamed the "Big Apple" and the "City That Never Sleeps" is a reknown center of business and finance, entertainment, media and culture, home to many famous buildings, as well as containing the headquarters of the United Nations.

Apparently, there's a lot of opportunity to grab and grow. To live there you must consider a lot of things like: rent, location, size, consider a month-to-month rental, get rid of 75% of your belongings and it's really expensive but you can still enjoy the beaches. You don't need to own a car because people walks very fast. 

Here are the five things to consider when looking for an apartment:
1. Determine how much you are willing to pay for the rent. You will consider how much you earn. Some landlord or agents will asked for proof of income if you can pay for the monthly. Start saving now, it's for the better. 
2. Get help with online apartment search sites. There are so many sites to look for renting places. You may start at Zumper, it's one of the many reliable sites to browse beautiful and affordable places to live in.
3. Look at an apartment after office hours and during weekends. This will give you the feel of how noisy or how comfortable the neighbourhood is.
4. Check the grounds and the location, even the trash bins, where are they placed? How clean and tidy is the place. If you can't stand the smell and sight in the first few seconds, don't even bother thinking about renting the place, even if the budget is right.

5. Check the local utilities about the average payments and costs made by the other apartments. This would give you an idea on the condition of the gas input and the electric consumption. Check also the insurance of the property and how often the rent increases and what percentage so that you know all the details before moving in.

We will also talk about the rent market research in New York City. If you don't have enough money to buy your own house, renting an apartment is the best option. 

  • According to Zumper, the average rent for a 1-bedroom apartment apartment in New York, NY is currently $2,420. This is a 19% decrease compared to the previous year and the average rent for a 2-bedroom apartment decreased by -7% to $2,500.
  • Over the past month, the average rent for a studio apartment in New York increased by 5% to $2,100.

The occupied housing units were 68% for Renter-occupied Households and 32% for owner-occupied households.

There are 6,674 available for 1 bedroom apartment for rent, 3,589 available for 2 bedrooms, 2,074 for 3 bedrooms and 730 for 4 bedrooms apartment for rent.

The most affordable neighborhoods in New York are Hollis where the average rent can go for $2,200/month, Fordam Heights for $2,300/month and Cypress Hills for $2,395/month.

So, what's Zumper?

Zumper is used by millions of renters to find houses, rooms, condos, or apartments for rent.

Apply online
Submit digital rental applications and credit reports with Zumper's screening service, powered by TransUnion™.

Quality listings
Our inventory is updated in real-time, so you'll always see new rentals on Zumper first.

Realtime alerts
Filter by location, price range, bedroom count, pet-friendly, or amenity and set an alert to get notifications when a new listing is posted.

Thursday, February 11, 2021

Celebrate Valentine’s Day with GUESS

February 11, 2021 0 Comments

GUESS launches a luxe jewelry line featuring gorgeous bracelets, earrings, and necklaces perfect for a Valentine’s Day gift.
GUESS Pave G Heart Necklace (PHP 1,698) and Pave G Heart Crystals Bracelet (PHP 1,698)






Celebrate the day of love with a gift made to last with GUESS. Thoughtfully designed to embody elegance and sophistication, GUESS’ new jewelry line features crystal-studded pieces that are versatile additions to every woman’s closet.
Whether you’re showing appreciation for a loved one or rewarding yourself with a pretty accessory, the GUESS jewelry collection is a must-have for every stylish woman.
The GUESS Pave G Heart Necklace, available in yellow gold, rose gold, or silver, features a bold heart-shaped pendant studded in white or black crystals, making it the perfect statement piece.
The heart-shaped earrings are available in yellow gold, rose gold, or silver. An eye-catching design of crystal studs makes it the perfect statement piece for any outfit. GUESS Pave G Heart Crystals Stud Earrings (PHP 1,398)
GUESS Pave G Heart Necklace (PHP 1,698)
Get up to 20% off when you buy any 2 pairs of jewelry available online and in-store from February 5 - 16, 2021. Shop at our GUESS website at www.guess.com.ph, download the GUESS mobile app at Google Play or go to any of our GUESS stores nationwide.
The GUESS Pave G Heart Crystals Bracelet gives off understated elegance. Available in rose gold, yellow gold, and silver, each piece is a classic addition to any jewelry collection. GUESS Pave G Heart Crystals Bracelet (PHP 1,698)
Follow us on Facebook at https://www.facebook.com/GUESSPhil/ for more updates and visit www.guess.com.ph for more information

Wednesday, January 20, 2021

Here’s a 2021 Mantra: Finally Breaking Free from Itch. Yes, I Can!

January 20, 2021 0 Comments
2020 has revealed a lot of things that most people haven’t given much attention to before. It’s crazy how from one year you never knew you’ve been embarrassing yourself in front of people by just scratching your scalp repeatedly because of scalp itch and dandruff.

Now, we have a name for this – itch-uations. How does it feel to finally be in terms with the fact that you’ve been having itch-uations even before it was a thing? Embarrassing, right? That one time you were on a video conference call to present and all eyes were on you. Remember that last meeting with your crush? Oh, and that meetup that you recently did with your friends. You know what those moments all had in common? You were scratching your scalp, subtly yet it’s still noticeable. Itch Nakakahiya! But it’s time to forget all those awkward itch-uations. Leave them all behind and look forward to big moments without the itch. Because you can free yourself from itch with every use of Head & Shoulders! 


As the world’s #1 shampoo, Head & Shoulders products are clinically proven to help fight and protect the scalp against scalp germs that cause dandruff. Formulated with active ingredients to fight the causes of dandruff and itch, and with continuous use, you can be sure that dandruff is not going to turn up anytime soon. You’re sure to start 2021 dandruff-free, itch-free, and free from the subtle yet long-lasting embarrassment of itch-uations. And now it’s time to embrace your past itch-uations because you’re not alone in this fight against dandruff and itch.

Here’s a much-needed push for motivation! Let’s hear it from the many people who’ve dealt with itch-uations just like you, and their promises for a cleaner, dandruff, and itch-free scalp. Cole shared that his scalp went through a lot last 2020 — awkward brushing, dandruff problems, and on top of that finding the right shampoo was also a struggle. But, lo and behold, Head and Shoulders came to her scalp’s rescue which made her commit to dandruff-free and clean hair. Check more of these scalp defining moments and testimonials in the comments section of the Head & Shoulders Philippines Facebook and Instagram posts.




 
Here’s a shocker — itch-uations are actually very common, and you’re not the only one dealing with them. So, stop letting your past haunt you because Head & Shoulders got your scalp covered and to save you from the embarrassment of possible itch-uations. Here’s to a dandruff and itch-free new year with every use of Head & Shoulders! Don’t let your scalp waiting, checkout Head & Shoulders now via Lazada or Shopee.

Sunday, January 17, 2021

How To Turn Your House Into An Asset While Still Living In It Permanently

January 17, 2021 0 Comments
                                                                              Canva

Houses are a huge liability because they can easily drain your money. Keeping your home means paying for maintenance, repairs, and utilities. Plus, a house requires you to pay taxes and other mortgage costs.


It’s hard to make your home an asset, especially if you live in it full-time. However, it’s not impossible. There’s plenty of easy processes to make your home into a money-making machine while still living in it permanently. Here are simple ways to do it.


Grow your own food


Have a yard where you can convert it into a garden? Grow your own food now! This saves you money from buying herbs like basil, rosemary, oregano, and more. If you have some extra produce, you can sell them to your friends and neighbors. If you have a larger yard, tend some livestock like pigs, cows, and chickens.


This not only saves you money from the expensive groceries but generates income by selling them too! Although, you may have to care for these plants and animals before you can reap money from them.


Open a sari-sari store


Want a business that you can operate and monitor at home? Try opening a sari-sari store! Sell anything from food, toiletries, supplies, and other essentials. Your options are endless as to what you can sell to the community. There’s some stuff you can sell such as mobile load, liquor, cigarettes, and more — they’re always best-sellers! 


It’s important to remember that opening a sari-sari store may require you to process legal papers from your barangay and municipal or city hall. You may also have to process your taxes and pay your government contributions yourself.


Start a business at home


If you’re working in an office full-time, you may still use your home to generate money. Online businesses have become extremely popular nowadays. Depending on your line of business, you can use your home as a warehouse or a factory. Simply list your products on different online marketplaces and you’re good to go.


Otherwise, working from home can also turn your home into an asset. By utilizing your home as your office, you can essentially turn your house into an asset. 


Rent out your spare room


Got some extra room you can rent out? Sharing your space with a stranger may not be for everyone, but it can earn you some good money. You may also have to redecorate or refurbish parts of your house, including toilets and common living. But, this is all worth it considering that rental income can basically pay for the house expenses in the long run.


As the landlord, you may have to keep the maintenance and pay for repairs. You may also have to be careful about living with other people. Of course, it’s great if you trust people you’re co-living with, but it’s not too bad to be extra wary.


For affordable homes and friendly communities, choose BellaVita — Sakto Sa’yo! For more inquiries about BellaVita homes and location, visit BellaVita, or send a message through Facebook.


Saturday, January 16, 2021

Find the path to a better new you with P.volve in New Year 2021!

January 16, 2021 0 Comments

 **I was compensated for this post. This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links. 



This year 2021, why not start making your dream resolution come true to attain the perfect shape that you always desired? Wanting a perfect shape or reaching a fitness goal is not just because of obesity but also for people having health issues. As we continue to battle the pandemic, we need to be more cautious and look after ourselves. 

This is the time when you should put your exercise regime on the priority list and take out time to escape from stress and keep your body fit and healthy. Find the path to a better you with P.volve in 2021. 

P.volve is an accessible fitness method that connects the mind to the muscle to help everyone look and feel their best. Our resistance-based, high-intensity, low-impact movements strengthen, sculpt, and energize the entire body.

P.volve has a guiding principle and that's to train functionally, engage consciously, move diversely, rotate actively, exercise progressively, and connect mindfully.

They offer a full-body workout program that goes wherever you go—whether it’s streaming a workout from home, taking a 55-minute class in one of our studios or a one-on-one private training session.

For motivation that some of us may be looking for, I want to share with you the story of Megan. 




A model, MBA student, and full-time entrepreneur who isn’t afraid to hustle, Megan thrives on movement, travel, and feeling confident in her own skin.

WHAT SHE WANTED TO CHANGE


For years, Megan’s scoliosis limited her ability to truly commit to a fitness method. She was seeking a change she thought might be impossible to find: a consistent workout routine that made her body feel better every day and look better in the long run.


For the first time ever, Megan was able to trust in the method, equipment and movements that would bring better mobility and flexibility to her body.


Years ago, Megan was told that abs weren’t possible due to her scoliosis. With deep core activation and form feedback from trainers, she was able to get more defined abs that she’s never seen before.

                                                    Start now with 30% off all kits. 

These are the equipment you need to help strengthen, sculpt, energize, and help you feel your best. 


Start Streaming with P.volve anywhere or at home with 14 days trial and you can choose from 200+ exercise videos, structured fitness plans, and more.

P.volve works your body from the inside out using functional movements and full-body resistance training. The results? A strong, sculpted physique and increased mobility, posture, and balance to improve your everyday life. 

Physical fitness is the key to help us look and feel energetic and do our best. A good fitness program allows us to do our work with full strength and keeps us active to perform tasks and spend quality time with our family and friends. Fitness training is the foundation of good health and overall well being.

Monday, January 11, 2021

Constantly Tired? You May Be Experiencing A Case of Iron Deficiency Anemia

January 11, 2021 0 Comments
What happens to your performance and immunity when your Iron-deficient? 
Productive people have one thing in common, they ward off feelings of constant exhaustion and drowsiness thinking these are just the result of their hectic lifestyles. They carry on with day-to-day activities even when they experience the inability to focus and perform and not realizing that this might be a symptom of Iron Deficiency Anemia. 

Iron deficiency anemia happens when your blood has a lower amount of red blood cells or hemoglobin than normal.
1.This can cause you to feel weak, tired, dizzy, look pale, and experience headaches. People with chronic medical conditions, women in the reproductive age group and those who experience heavy menstrual bleeding are most vulnerable in having anemia. While those who are not able to maintain a healthy lifestyle are also at risk. 

How to prevent Iron Deficiency Anemia? 

The people who have higher risk to have iron deficiency anemia are women in the reproductive age group and those who experience heavy menstrual bleeding; athletes in endurance sports and high-altitude training that require the body with more red blood cells; and those with pre- existing chronic diseases. 

2. A change in diet and nutrition comes as the first step. This can include choosing food with high iron content like poultry, meat, and seafood. Eating food rich in Vitamin C like fruits and dark green leafy vegetables can help enhance iron absorption.
 
For people with erratic schedules, managing a diet can pose as a challenge. Taking Multivitamins + Minerals (Sangobion IRON+) can help keep iron deficiency anemia away as it helps the body get the nutrients and minerals it needs. Multivitamins + Minerals (Sangobion IRON+) is an iron supplement with vitamins and minerals that helps replenish iron stores and increase red blood cell levels in the body.

3. It has ferrous gluconate, a type of iron salt which has better absorption in the body, Folic acid, and vitamin B12 , which are vital for production of red blood cells. It also contains Vitamin C which helps improve iron absorption, and Copper sulphate and manganese sulphate that helps in the metabolic processes of blood cell production. 

1 “Iron-Deficiency Anemia.” National Heart Lung and Blood Institute, U.S. Department of Health and Human Services, www.nhlbi.nih.gov/health-topics/iron-deficiency-anemia

2 ‘Iron Deficiency Anemia A Key Problem For Schools And Employers’ Calgary Herald, https://calgaryherald.com/health/diet-fitness/iron-deficiency-anemia-a-key-problem-for-schools-and-employers 

3 “About-Sangobion.” Sangobion, https://www.sangobion.sg/about-sangobion

How Iron sufficiency plays a part in maintaining strong immunity

Micronutrients have an important role in regulating immune function, metabolism, and enzymes. Iron is an essential micronutrient that is needed by the enzymes to help maintain body immunity which can help protect the body against infection. There are certain enzymes in white blood cells that are affected by the iron levels in the body. So, when Iron is deficient, the levels of enzymes in white blood cells are also reduced, and this can affect the body’s ability to fight off infections. 

When you live an action-packed lifestyle, even when you’re just working from home but juggling multiple responsibilities, do not ignore the constant feeling of exhaustion. Fulfilling your daily intake of Iron can help support your body as you go through your daily activities. Maintaining a healthy and nutritious diet, practicing various exercises, and taking Multivitamins + Minerals (Sangobion IRON+) which acts as an iron supplement, can help manage symptoms or prevent Iron Deficiency Anemia.

4. If symptoms persist, consult your doctor. 

ASC REFERENCE CODE: P083P010821SS 
4. “Anemia Prevention.” Cleveland Clinic, https://my.clevelandclinic.org/health/diseases/3929-anemia/prevention

Saturday, January 9, 2021

GUESS PHILIPPINES LAUNCHES MOBILE APP

January 09, 2021 0 Comments


GUESS PHILIPPINES makes holiday shopping a breeze with its new online shopping experience.


18 December 2020 - GUESS strengthens its online presence and brings a more convenient shopping experience to its Philippine customers by launching the GUESS Mobile App.
Perfect for the holiday season, the GUESS Mobile App provides a faster, easier, and more user-friendly way of browsing through the latest GUESS collections online, giving customers a new and seamless shopping experience.
Complete Online Selection Customers can easily browse and shop Guess’s newest arrivals and exclusive offers, including the latest GUESS Holiday collection featuring Michele Morrone. Save, Shop, and Share
Customers can save their favorite items with the Wishlist feature and share their top picks with their friends and followers on social media Points and Rewards
Guess List members can link their accounts through the mobile app to gain points and avail of exclusive rewards this season. The GUESS Mobile App is now available for Android and will be available for Apple next January. Download the Guess Mobile App at the Google Play Store now at LINK.
Follow us on Facebook at https://www.facebook.com/GUESSPhil/ for more updates and visit www.guess.com.ph for more information.

Sunday, January 3, 2021

How Much House Can I Afford?

January 03, 2021 0 Comments

Having their own house is everyone's dream. A place where you can go home and have a relaxing time after days of hard work. You can build your own family and the children you are hoping for and treasure the memories. 

There are things to consider when planning to buy or build your dream house. How much House Can I Afford? Thinking of how much should you spend on the dream house you have been hoping for can be really stressful. 

So, you need to consider the amount of the house you want to buy, the amount of loan that can be granted for the house, the money you have saved in your bank account, the location where you want to have your dream house, and most especially the plans you have made ahead of this.

You also need to consider the mortgage rate in the market these days. There are some real estate companies that offer lower rates than other companies. Unsure of how much home you can afford? Use a free calculator to find out how big of a loan you can qualify for given your current monthly income and your monthly debt payments. Current local home loan rates are shown beneath the calculator.



MortgageCalculators.info was founded over a decade ago - way back in 2008 right as the subprime housing-led recession crashed the global economy - to offer free tools that help people figure out their mortgage payments. We offer some simple/fast at-a-glance tools to help people get a quick idea of their core mortgage payments, but our most popular page on the site is our advanced calculator which lets people see the full cost of ownership inclusive of PMI, HOA, insurance, and other costs of ownership.

We all know that some people can't pay in full so they have an option, to loan for their dream house.
Lenders estimate the ability of a borrower to repay their loan based upon factors like how much debt they carry along with what their monthly debt service costs are. This calculator uses a 28% front-end ratio (housing expenses versus income) & a 36% back-end ratio (monthly debt payments versus income), though you can adjust them to the limits set by your lender. 28/36 are historical mortgage industry standers that are considered ideal by lenders & are still used in some automated loan underwriting software programs, though lenders approve borrowers with higher DTI ratios. Click here for more information about DTI limits for all major loan types.

There will come a time that some people can no longer pay their mortgages. 
How to avoid foreclosure? 
The most important thing you can do when you’re having trouble paying your mortgage is taken control. In most cases, the worst thing you can do is nothing. Taking control means taking four steps: 
1. Make or take a call for help
Take control by accepting calls from your mortgage servicer. Even better, call your mortgage servicer as soon as you know you can’t make your monthly payment. The phone number is on your monthly bill. Tell your servicer why you can’t make your monthly payment and ask the servicer for help avoiding foreclosure. 
2. Ask for free expert help
Your servicer may be able to help if you get in trouble with your loan payments. If you can’t get what you need from your servicer, ask for expert help from housing counseling agencies near you. The counselors can develop a tailored plan of action and help you work with your mortgage company. Visit consumerfinance.gov/mortgagehelp or call (800) 569-4287 and enter your ZIP code, to find a HUD-approved housing counselor. 
3. Slam the scam
Scam artists try to take advantage of homeowners who get into trouble by charging lots of money— even thousands of dollars—for false promises of help. You should not have to pay anyone to help you avoid foreclosure. The help you need may be available at no cost to you from your servicer, or through a HUD-approved housing counseling agency. 
4. Apply for help
Your loan servicer must contact you, provide you with accurate information, and tell you about loss mitigation options you may be eligible for. Loss mitigation refers to the ways your servicer can work with you to avoid foreclosure. If you send in a complete application to your mortgage servicer early enough, your mortgage servicer has to tell you the options you have to keep your home, or if it makes more sense, to leave your home. Housing counselors have a lot of experience helping people work on avoiding foreclosure. They can assist you with the complicated steps to understand your options and apply for help.

Apart from that, be ready and be prepared when you plan to buy or build your own house, may it be luxury or just a simple home. But if you have enough money to buy a house, why not pay it in full for you not to have problems in the future. It may be hard however this will lessen the possible headaches you may experience in the future. This will give you a peaceful and stress-free life living in your dream house.

New Year, New Goals, Noom + New Year's Resolutions!

January 03, 2021 0 Comments
**I was compensated for this post and this post contains affiliate links. I will be compensated if you make a purchase after clicking my links.


Happy New Year 2021! Let's all wish for a Covid free new year. The coronavirus pandemic not only damaged our health and sanity but also left quite a lasting impact on most of our lives. One that will continue to affect our lives even when this whole nightmare is over. We all have some really good memories and bad memories about the past year, but you never know what this new year is about to give you. It’s time to be hopeful, have new dreams and make some new resolutions for the new year in your life.


We all have something to change. It is our chance to start a new habit, live a healthier and happy life. So my New Year's Resolution is getting in shape that includes dieting, eating healthily, or working out. I am not overweight but I am not that disciplined when it comes to food. I eat whatever I want or whatever we have on our table. And that's not good. So I guess, we all need help just like what Noom has to offer. 

Noom promotes their coaches — who are real people (though not registered dietitians) — who help you set achievable goals and keep you accountable. It is a health and wellness program that takes a behavioral approach to weight loss in order to “trick” your body into building healthier habits. It may help people lose weight by promoting low-calorie, nutrient-dense foods, and encouraging healthy lifestyle changes. If costs, accessibility, and a virtual style of health coaching sway your decision, Noom is worth a try. Noom helps you adopt healthy habits so you can lose weight and keep it off. It can personalized accountability for health and wellness.

When you join Noom you will be in contact with a personal coach to help guide you to your health goals. Noom’s app features a barcode scanner that helps you easily track food. You can also log exercises, your blood sugar, and blood pressure on the Noom app!

Lose weight for good is a big commitment because you have to make sure you are ready, you need to set realistic goals, enjoy healthy food, get active, and stay active. Most importantly, you need to change your point of view. It's a challenge that we need to do and take into consideration. This is not only about losing weight, it’s also to prevent and reduce the risk of other serious health risks.

Let's all keep in mind that resolutions will be accomplished when we start immediately and have a positive attitude and make the best of every situation you are presented with in life. You will find yourself happier and more content, even during the difficult times. Enjoying life with a healthy body and mind is a great goal to have for the new year.





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Five Things To Consider When Looking For An Apartment or House For Rent in New York City

What is your dream place to live? I would like to share with you guys that I dreamed of living or experience the life in New York City.  New...