Monday, September 27, 2021

Improve Your Home's Value With Minor Changes

September 27, 2021 0 Comments
 I was compensated for this post and this post contains affiliate links. I will be compensated if you make a purchase after clicking on my links.

Everyone has a dream house to live in-spacious, well-lit, and comfortable across seasons. Though not all homeowners care about the interior design of the house - the furniture, and decor. 
Who would not want to improve the value of their home? The value of our property is very important especially if we want to sell it. But of course, if you want some improvement just for yourself or your intended lifestyle you should do some changes.

You do not have to spend a lot if you want to improve the value of your property. Several simple changes can do this for you. Here are some simple changes that can significantly improve the value of your homes.

  • Invest in items that will help improve the value of your home. Here are some furniture and decor from Arhaus' New Fall Collection that can help:

Modern style meets exceptional comfort in their Fresno Swivel Chair. Its curved, orb shape is expertly upholstered in a textural, knobby boucle fabric to make a warm and welcoming statement among any seating arrangement. Or, craft a custom look that perfectly matches your home’s aesthetic.

Inspired by antique French design, their Copenhagen Floor Mirror is framed in decorative moulding with a warm aged gold finish. Scrolling details at the mirror’s peak add an elegant flourish that complements both classic and contemporary décor.

carrinna dining table 

Organically Inspired, their show-stopping Carrinna Dining Table is expertly crafted by Mexican artisans from natural wood veneers hand-finished to enhance every unique detail. Each Tabletop is carefully shaped into a sophisticated, faceted design, complemented by a contemporary table base made from steel with a gorgeous, satin gunmetal finish.

Well-designed furniture settings make the house more functional, reflect the owner's house style, and make home spaces more spacious and luxurious.
  • Try painting the walls, changing the doorknob, repairing the driveway and pathway, and installing a water feature or an outdoor structure. Proper lighting can also make your property stand out at night.
  • Clean your yard. It is very important that visible areas in your property look pleasant. This greatly affects the perception of people about your property. Start with removing the eyesores. Examples of these are empty bottles, cans, and broken pots. Attend to the weeds and grasses. Get rid of weeds and mow your grass. This will surely create a more appealing environment for your home.
  • The bathroom and the kitchen are very important rooms. Some people are very concern when it comes to these areas, as the owner you may also want the bathroom to be clean, comfortable, and spacious. 
  • While the kitchen just needs to improve the fixtures, work on the storage, paint the walls and add details. Make it look pleasant. And most importantly, ensure that it is clean.
  • Repair the damages and check all the systems of your home.

Though people may have different homes, they have only one dream home and one life to live in it. Have a peaceful and calm life with your dream home.

Thursday, September 23, 2021

5 Basic Terms That You Need To Know Before Applying For A Home Loan

September 23, 2021 0 Comments

The most common way to purchase a house in the Philippines is through a loan from lending institutions. It offers different payment terms and conditions, amounts, and duration for Pinoys that may not be able to pay the house in full upfront. While it’s a great financing option, it may result in the opposite if you finalize your plan without knowing what’s in store for you. 

Before applying for a home loan, check this quick list of the basic terms that you need to know.

1. Principal

The principal is the total amount that you borrowed from the lending institution. It’s the main factor in calculating your monthly payments. Every time you repay your loan, a portion of it is dedicated to the principal. A lot of lenders deduct the principal early on in your loan, and the interest for the remaining duration of your loan term. 

2. Interest Rate

Interest rate is the percentage that the lenders charge for letting you borrow their money. In public lending agencies like Pag-IBIG, the interest rate ranges between 5.750% and 9.875% depending on your terms. Private lenders such as banks charge an interest rate as low as 1.25% to 9.50% depending on the fixed term years.

3. Loan term

Tenure, also known as the loan term, refers to the duration that you and lenders have agreed upon to make loan repayments. Within the loan term, you have to pay the balance, including the principal and interest rate, in full. Depending on the lending institution, the tenure can range anywhere from 2-30 years. The longer the term, the higher the interest rate.

4. Down Payment

Most housing loans let you pay a down payment to reduce your principal amount. It’s paid upfront when you take out the loan. Some lenders may not require a down payment, especially when the principal is low. Nonetheless, most lenders allow down payments up to to 20% of the principal amount.

5. Default

For any reason that you fail to pay your monthly repayments, a default happens. When you finalize your housing loan, you’re bound by the law to pay the agreed amount within the timeframe indicated in your terms and conditions. Some lenders can be more lenient, considering several missed payments to be a default.

One of life’s necessities is having a home, but have you ever had a place you can call your own? Here in BellaVita, we will highlight to you the importance of one of our brand pillars, Sakto sa Bulsa, or in other words, affordability.

In a time of great uncertainty, a voice of knowledge and reassurance can make all the difference. "Stay home" has been the consistent mantra of the pandemic, and having a home you love where you can safely shelter in place feels more important than ever. Our mission in BellaVita, to provide a quality and affordable living experience to the Filipino people, remains true and the same especially during times like this. 

Having said that, we are focused on fulfilling our mission by offering a house and lot for as low as P450,000 with a 22-square meters floor area and an average lot area of 36 square meters. It only takes Php 3,500.00 out of your wallet or bank account to reserve a unit with BellaVita. Monthly amortization for as low as Php 1,887 or just about P60 per day, cheaper than branded coffee or milk teas. Spending on your own home is a better investment, don’t you think?

BellaVita offers one of the lowest prices you'll ever see in the market. Furthermore, you can choose between Pag-IBIG or a bank to finance your dream investment.

For more details about BellaVita, please visit our Facebook page (

Monday, September 6, 2021

The Best Pastime - Playing Online Games

September 06, 2021 0 Comments
Internet is filled with hundreds and hundreds of free games, played by people from all parts of the world. Regardless of their age or occupation, all of them enjoy the multitude of online games present on the internet that become a passion for them should they spend a large amount of time playing them.

Virtually every genre of games is present on major online portals, be it airplane missions, first-person shooters, aliens, zombies, space, stars, racing, cooking, fashion, design, etc. As they say, name it, and they'll have it. Card games and casino games are rivals for the top spot when it comes to interest, and the list of titles available would take a lot of time to write here, should we bother trying.

Playing online games for me is one of the best pastimes and an escape from all the stress of life. Games are an active form of entertainment that provides relaxation and diversion. With the development of computer technologies and the internet, online games have become the most popular way of entertainment among people including kids.

This is where you can find lots of games you would love to play, One of the classic games is solitaire and absolutely free.

The goal of the game is to stack cards into sequences. These sequences are based on suits and rank.  For example, the cards will be stacked K, Q, J, 10, 9, 8, 7, 6, 5, 4, 3, 2, A with no mixed suits. 

Sounds easy. 


Beginners often find themselves blocked. 

Let's take a closer look. 

The Classic Solitaire game space consists of these elements: 

  • The draw pile. A deck of 52 cards. These are shuffled into a random order. Of course, the computer versions will shuffle the desks for you. 
  • The Foundations. This is a place where piles of cards can be stacked in numerical order. This space is left empty at the start of the game. The beginning foundation card is the Ace of each suit upon which the rest of the cards are stacked, all the way up to the King of that suit. 
  • A Table, or tableau. These are either empty spaces or feature cards that are temporarily stored before being added to a Foundation.

Play Free Candy House Match 3 Game Online

Swap 2 items to match 3 or more of the same items in a vertical column or horizontal row. Valid moves require you to complete a set of 3 or more. Make longer matches to earn power-up pieces that destroy other pieces on the same line or other pieces of any color you choose. Each of the 50 levels is timed. As you advance through the game the layout design changes and some pieces are locked in position.

Here are how special pieces are used:

  • locked pieces: some pieces are locked in position. you can break the locks by matching those pieces as part of a set of 3 or having a line destroyer set off on the same plane.
  • destroy entire lines: these are earned when you make 4 in a row.
    • pieces with horizontal hash marks destroy anything on their horizontal line when they are moved to complete another set of three (even if a different colored piece makes the set of 3)
    • pieces with vertical hash marks operate similarly with destroying all pieces on the vertical line they are on
  • destroy column & row: these are earned when you complete 3 in a row across and vertically at the same time. when these pieces are moved they destroy whatever is aligned with them vertically or horizontally.
  • rainbow: This piece is earned when you make 5 in a row. You can move this piece into any other adjacent piece and it will remove all pieces of that color from the board.
Although some people may claim that playing online games can be harmful, there are some health benefits to playing games online. It can boost memory and cognitive development, gateway to health and recovery, and improve social interaction.

Most of them are free and it needs only access to the internet. It can be played by people of all ages. There are online games for kids as well. This enables in their learning procedure and in their developmental skills.

Sunday, September 5, 2021

Importance of Workout and What to Wear During Workout

September 05, 2021 0 Comments
Workout or exercise refers to the performance of activities in order to maintain health and overall fitness. One of the greatest myths of exercise is that only obese people need to exercise. Sometimes, a person may be obese and still have more stamina than a person who is thin. A physically and mentally fit person can resist the pressures and stress of day-to-day living. Workouts are required for maintaining a healthy weight and healthy muscles, bones, and joints. A proper nutritious diet is as important as workouts. It is crucial to have a good diet to enhance the recovery process of the body after rigorous exercise.

One of the important things when working out is the proper attire. You may check out some women's apparel at bombshell athletic clothing. They offer sportswear, gym leggings, sexy leggings, sexy workout clothes, and so much more. It is a luxury global brand inspired by the women of the fitness world. Their premium selection of women's athletic apparel features styles that look great in and out of the gym. Here are some of their products:

Workouts can definitely aid in the journey to a healthy life. By working out, you will lose your extra, unnecessary fat in the body, you will enjoy increased blood flow in your vein, and thus will become more energetic and active. The chances of heart failure will reduce. Being a female, the importance of workouts for you is just as much as it is for a male.

There are certain things you can do to motivate yourself for regular workouts. Choose your workout clothes and tools that you like and will best suit you. You can also choose your workout place close to nature so that the fresh air will energize your spirit, and natural beauty will soothe your eyes.

So, here are the ways to get the best workouts for women and the most out of your fitness routine, from trailing weight to dropping stress to feeling grand about yourself. Therefore, do your workouts regularly, remain as fit, strong, beautiful, and young as ever.

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